Buying your first
home
We understand that Aussie families come in all shapes and sizes, and so do their financial journeys. From saving for a deposit to navigating complex lending policies, getting into the property market can feel overwhelming. That’s why we take a personalised approach, helping you access eligible government grants, choose a loan structure that suits your needs, and create a plan that supports your long-term financial wellbeing. Whether you're buying on your own, as a couple, or with family, we’re here to help you step into homeownership with confidence.
Key principles of buying your first home
Understand your borrowing power
Knowing how much you can afford helps set realistic expectations and prevents financial strain.
Maximise government grants & incentives
Take advantage of programs like the First Home Owner Grant (FHOG) and stamp duty concessions to reduce upfront costs (while they last!)
Choose the right loan structure
Fixed vs. variable rates, offset accounts, and repayment options all impact your financial future.
Plan for additional costs
Budget for expenses like conveyancing, inspections, and mortgage insurance to avoid surprises.
Think long-term
Consider how your home loan fits into your future financial goals, whether upgrading, investing, or refinancing down the track.
Book a discovery call - it’s complimentary!
Let’s talk! Book a call with our team, it’s the perfect first – or next – step toward achieving your financial goals.